Real programs that can help. No account needed. Always free to use.
Medication Help
Patient Assistance Programs
Most drug companies give FREE meds to low-income/uninsured patients. Search your drug at needymeds.org
$35 Insulin
Eli Lilly & Sanofi cap insulin at $35/mo for ALL patients. No application needed — ask your pharmacist.
Medicare Extra Help
Low-income Medicare? Copays drop to $5-$12. Call 1-800-772-1213
GoodRx / Cost Plus Drugs
Free coupons at goodrx.com | Cheap generics at costplusdrugs.com
Copay Foundations
Chronic illness? panfoundation.org and healthwellfoundation.org may pay your copays.
Food
SNAP (Food Stamps)
Monthly groceries on EBT card. Call 211 for help applying.
Food Banks
Free groceries, usually no paperwork. Find yours at feedingamerica.org or call 211
WIC
Pregnant/new moms, kids under 5. Call 1-800-311-2229
Meals on Wheels
Meal delivery for seniors 60+. mealsonwheelsamerica.org
Housing & Utilities
Emergency Rental Assistance
Many states pay back rent for you. Call 211 to find your program.
LIHEAP (Utility Bills)
Help with heating/cooling bills. Call 1-866-674-6327
HUD Housing
Section 8, public housing. Call 1-800-569-4287
Medical Bills
Hospital Charity Care
Most nonprofit hospitals MUST help. Ask for a "financial assistance application." Call 1-800-638-0742
Negotiate Your Bill
Ask for itemized bill, then ask for "self-pay rate." Free help: 1-800-532-5274
Medicaid
Low income? You may qualify. Check at healthcare.gov or call 1-800-318-2596
Mental Health
988 Lifeline
Call or text 988 — 24/7 crisis support. Veterans: press 1.
Crisis Text Line
Text HELLO to 741741 — 24/7 free counseling.
SAMHSA Helpline
Free referrals to local treatment. Call 1-800-662-4357 (24/7)
Affordable Therapy
$30-80/session at openpathcollective.org | Sliding-scale at findtreatment.gov
NAMI
Free support groups & education. Call 1-800-950-6264
Safety from Abuse
DV Hotline
Call 1-800-799-7233 or text START to 88788. 24/7, 200+ languages.
Sexual Assault (RAINN)
Call 1-800-656-4673 or chat at online.rainn.org. Anonymous, 24/7.
Find a Shelter
Search at domesticshelters.org — 3,000+ programs nationwide.
Free Legal Aid
Protective orders, custody, immigration. Find by zip at lsc.gov
Disability
SSI
Monthly payments if disabled + low income. Call 1-800-772-1213
SSDI
Disability insurance if you've worked. Apply at ssa.gov. Consider a free disability attorney.
Vocational Rehab
Free job training, education, assistive tech. Find your state program at rsa.ed.gov
ABLE Accounts (NEW 2026)
Save money without losing SSI/Medicaid. Now for disability onset before age 46. ablenrc.org
Free Legal Help
Every state has a Protection & Advocacy agency. Find yours at ndrn.org